VISION

DCCCO: A Tower of Excellence in Financial Services

DCCCO

MISSION

Uplift the quality of life of the members and the community by
providing competitive and sustainable financial and other services.

OBJECTIVES

The objectives and purposes for which this Credit Cooperative is formed are:

to pool the resources of the members by encouraging savings and promoting thrift to mobilize capital formation for developmental activities;

to increase the income and purchasing power of the members;

to extend loans to members for provident and productive purposes;

to promote the cooperative as a way of life for improving the economic and social well-being of the people;

to cooperate with the government of the Philippines and its instrumentalities in the execution of government policies, which will redound to the benefit of the general public;

to undertake continuous cooperative education for its members, directors, officers and staff, as well as the general public, in the principles and techniques of cooperation, both economic and democratic;

to cooperate with other cooperative organizations in establishing provincial, regional or national union/federation of cooperatives for any of the purpose or purposes for which the cooperative is formed and to become a member of such union/federation as may hereafter be organized;

to conduct publicity and/or research work for the promotion of the cooperative movement and for this purpose to issue from time to time suitable publication or literature on cooperatives; and

to undertake any lawful, related activity for the members' development, social growth and economic independence under a truly just and democratic society.

CORE VALUES & PRINCIPLES

   God-Loving

      - the state where members are aware of their religious duties imbued with a strong reverence to God and to          their fellowmen

   Commitment

      - the dedication and love of work and service

   Integrity

      - the soundness and incorruptibility described by a strong sense of self-worth/self-esteem, dignity and honesty         to the organization and to the community at large.

   Self-Discipline

      - the orderly and prescribed positive attitude whereby every member manifests a sense of self- control and         commitment together with the proper management of time and resources

   Social Responsibility

      - the ability of a person to do the assigned tasks, duties and obligations and being selfless in contributing to         the welfare of all other members in the community

   Self-Reliance

      - an attained economic independence through reliance and confidence on maximization and utilization of one's         own resources.

   Solidarity and TeamWork

      - the state of cohesiveness, unity, and oneness of all members in the organization by subordinating        personal prominence to the efficiency of the whole for a purpose

   Transparency

      - the quality or state of being open as one with consultative attitude, accountability and open- mindedness to          positive as well as negative feedback

   Trust

      - placing faith and confidence among members and to the organization as a whole without fear and         misgiving

   Leadership

      - the ability to inspire and influence people by not wielding authority but by empowering them. It is the ability         to become a public servant having a definite set of principles, values, and super-ordinate goals of service         and commitment that require sacrifice and discipline

FOUR-FOLD AREAS OF RESPONSIBILITY

DCCCO, a cooperative financial institution, provides financial and other services to its members and the community in the following areas:

   ECONOMIC:

      - viable financial institution
      - long-term sustainability
      - compliance with performance standards
      - adherence with universal cooperative principles
      - improved standard of living of members and the         community
      - strengthened business partnership

SPIRITUAL:

      - Family Life
      - Marriage Enrichment
      - Youth Development

   ECOLOGICAL:

      - reforestation
      - clean and green
      - waste management

SOCIAL:

      - members', employees' and community's well-being
      - cooperation with other cooperatives, POs, NGOs         and GOs

OPERATING PRINCIPLES

DCCCO, a cooperative financial intermediary, organized and registered in accordance with the laws of the Republic of the Philippines is a vehicle for promoting self-reliance and harnessing people power towards the attainment of economic development, social justice and ultimately promoting quality of life of its members and the community.

    DEMOCRATIC STRUCTURE

            -

- Open and Voluntary Membership

- Democratic Control

- Non-Discrimination

    SERVICE TO MEMBERS

- Response to Members' Needs

- Distribution of Net Surpus to Members

- Building Financial Stability

    SOCIAL GOALS

- On-Going Member Education

- Co-operation among Co-operatives

- Social Responsibility

Towards this end, DCCCO adheres to the following operating principles and conducts its affairs in accordance with the Filipino culture and experiences making it more responsive and focused in the attainment of its Visiona of becoming a "Tower of Excellence in Financial Services".