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 Mutual Death Aid Benefit:
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In the spirit of cooperation and as an allied service and benefit for the members, a Mutual Death Aid Benefit Fund was set up and established by the DCCCO to provide financial assistance to the heirs of a member who passes away.
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| Self-Administered Loan Protection Plan (LPP) |
DCCCO provides compulsory Loan Protection Plan (LPP) coverage for all regular loan of members/borrowers in case of death of any cause except suicide.
The loan Protection Plan Fund pays the unpaid loan balance, interest and fines not covered by the Fixed Deposit/Share Capital,provided that the loan is not in default.
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| Feeding Program |
DCCCO provides indigenous or locally processed food to the children whose weight are below normal in order to improve their nutritional status and health condition. |
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| Scholarship Program |
DCCCO provides scholarship to deserving children/dependents of DCCCO members who can hardly send them to school. This is one of the outreach activities of the cooperative. |
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| Ecology Awareness Campaign Program |
DCCCO helps the community in restoring and preserving the environment through its environmental activities such as proper waste disposal, coastal clean-up and tree planting. |
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| Relief and Rehabilitation Assistance |
DCCCO provides relief assistance at a maximum of Five Thousand Pesos (P5,000.00) to members who are victims of fire, flood and other forms of calamities. White gifts are annually distributed to orphanage and Mental Rehabilitation Center. DCCCO also gets involve in the Social Action Program of the Diocese and the street children through the Department of Social Welfare and Development in the province of Oriental Negros and other neighbouring provinces. |
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| Medical-Dental Consultation and Discounted Health Services |
The Cooperative engage services of DCCCO medical and dental retailers to be able to help its members in terms of their medical and dental problems by providing discounted consultation and other health services. |
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| Loan Counselling |
DCCCO does loan counseling to the delinquent members to enlighten them of the DCCCO's policies and guidelines. |
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Skills Training for Income Generating Project
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To improve the economic status of members, DCCCO provides a program on entrepreneurial skills such as food processing, cosmetology, dressmaking, plumbing, etc. in coordination with the Technological Education and Services Development Agency (TESDA). |
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| House and Lot Project (DCCCO Village) |
The project is geared towards providing DCCCO members with an affordable and accessible lot for them to construct their own house. |
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| Credit Union Micro-Finance Innovation (CUMI) Program |
 True to its mission of providing “affordable, accessible and quality financial and allied services to all its members and the community… for a productive and meaningful life,” DCCCO ventures into Credit Union Micro-finance Innovation (CUMI) Program, a significant outreach program for the “have less” segment of the market. This is “a tightly integrated financial and educational service designed for “have less” entrepreneurial poor capable of engaging successfully in micro-enterprise”. |
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| Education Program |
DCCCO provides technical inputs to help strengthen struggling cooperatives and other self-help group who needed assistance.
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| Spiritual Retreats |
Annual retreat is conducted for all officers and management staff. Cooperative members who would like to experience spiritual growth and to deepen their relationship with God are encouraged to participate in parish retreats and recollections. |
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| Physical Wellness Program |
Sports competition may be conducted to enhance physical well-being, team building, and sportsmanship and to strengthen wholesome relationship. |
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Allied Service and Community Outreach