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- Capital contribution of a member to become a full-fledged member;
- Minimum deposit is Php 1,000.00, this is the basis for
loan;
- Cannot be withdrawn unless member withdraws or a
member is terminated for a cause;
- No fixed interest rate because it is based on the net savings given at the end of the year as dividend and patronage refund.
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- average daily balance to earn interest - P1,000.00
- minimum required for MDAB purposes at the time of death – P500.00
- earns interest of 2.5% per annum (HIGHER than BANKS) computed monthly compounded quarterly
- TAX FREE
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- average daily balance to earn interest – P 1,000.00
- minimum required for MDAB purposes at the time of death – P500.00
- balances falling below P 500.00 is charge service fee of P5.00
- earns interest of 2.5% per annum (HIGHER than BANKS) computed monthly compounded quarterly
- TAX FREE
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- average daily balance to earn interest - P1,000.00;
- can be used for loaning purposes if the share capital/fixed deposit reaches to PhP 20,000.00
- non-withdrawable unless member’s loan is fully paid or for full payment of loan
- TAX FREE
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- minimum deposit of P5,000.00 for minimum placement of 30 days. Interest is
3.5% - 5% per annum depending upon the amount of deposit and the inflation rate.
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- for kids 13 years old and below
- with rewards for highest depositors
- can avail of the scholarship program, MDABF & medical/dental care benefits
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- for teens aging over 13 to 17 years old
- same terms as Kiddie Savers
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