Over twenty (20) years ago, we became members of DCCCO and started out with monthly savings and a few thousands of loans if only to augment our little business of selling newspapers and magazines, the dealership of which started in 1984.

We started our joint venture into business a few years before we tied the knot in June of 1986. At first we assisted the parents of my wife in selling their wares in the public market of Dumaguete City. Later tragedy struck as a devastating fire hit the public market. On a account thereof, the business continued but on the sidewalk outside the charred public market.

Not losing hope, we went on helping out to the extent of selling plastic bags in the wet  areas of the public market early in the morning and thereafter attend school. This went on, until we finished our bachelor’s degree in business at Silliman University in 1984. It was also in 1984 that we had our God-given break as the dealership in newspaper and magazine was offered to us. Considering that we lacked the necessary capitalization, DCCCO was there to fill in the gap. In the meantime a pursuit in law was embarked.

Thus, slowly but steadily the business grew in collaboration  with DCCCO who was always there at times when incremental capitalization was needed.

In 1998, there was another great opportunity to expand and diversify the business as a prime real estate was available for sale just at the doorsteps of  Silliman University. Thus, losing no time with some savings and the necessary financing scheme provided for by DCCCO, the lot purchased and what came out were a dormitory and a commercial space for lease on the ground floor.

In 2004, another   real estate opportunity behold upon us as a corner property just a stone throw away from St  Paul University was up for sale. Realizing that it is a great business gem, we then mustered all resources available to grab and buy the lot. As luck would have it, the owners agreed on a deferred payment.

Exactly two (2) years after, we decided to build a commercial building on the corner lot and again with a huge amount involved and needed, DCCCO was more than willing to finance the project without the hassles. The rest is history, we now have the RM Building and  on it are commercial spaces leased by diverse entrepreneurs together with the family owned Grand Royal Spa, RM Guest House, RM Convenience Store and Galing Kafe’ Coffe Stop and of course the Mercado & Partners Law Firm. We are giving employment to more or less 20 persons in all these business endeavors.

If not for DCCCO, these God-given blessings would have remained a dream.

DCCCO has been my financial partner ever since I become a member on June 01, 1969. But the highlight was in 1977, when I ventured into  my own printing press. Even though I tried to manage with utmost care the cash flow of my business, there were really times of unforeseen need for a bigger amount of cash. Like before, I have always DCCCO to run to for help. Yes, the help came so timely and fast. I was able to purchase new, better and efficient machines to keep pace with the fast-growing technology in the printing industry because of the immediate assistance.

DCCCO’s system of fast and easy loan approval, enables my business, the Dgte. Asian Printers to acquire more state-of-the-art machines. Backed up with hardwork, compassion and faith in God, we are able to deliver quality, fast and honest service to our clients, the  trademark of the Dgte. Asian Printers. The business has managed to gain high regard and has carved a niche in the community. Moreover as the business grows, the number of employees also increases. Our services expanded and we are able to serve more patrons. In the process, we have contributed to their own success.

In July 2006 I secured a loan from our DCCCO, the purpose of which was to finance construction of the huge image of our Lady of Fatima in Inalad, Siaton, Negros Oriental. The loan contributed almost 50% of the total cost of the 15 feet image of the Virgin and the 15 by 3 feet solid concrete pedestal. Now, the site where the image is standing is slowly becoming a destination of devotees from our diocese and its neighbors.

I therefore would like to express my heartfelt thanks to our coop, the Dumaguete Cathedral Credit Cooperative for the many instances of financial assistance extended to my family, my business and even in our spiritual life. I know I will be able to face the present global financial crisis for I have my DCCCO to fall back on. Once again, thank you and more power; keep on being strong and take good care of our members specially the weak.

Ako si Anecito Casinto, usa ka meyembro sa DCCCO sukad niadtong April 1982. Ang akong pagpasakop sa kooperatiba maoy naghatag kanako ingon man sa akong pamilya ug hamugaway ug kalig-on sa pagpuyo sa panginabuhi. Sa wala pa niabot ang DCCCO sa among kinabuhi lisod kayo and panalapi ilabi na kon aduna kay plano o pangadoy nga magkinaugalingon og negosyo.

Panguma ug pamaol ang panginabuhi sa among ginikanan sa Ginatilan, Cebu. Lisod kayo ang pagpatungha, mao ako kutob lamang sa tirsero grado (grade 3). Namaligya ko ug luy-a para naa pud koy akong kwartang mabalon. Pagka daku nako nakatrabaho ko bilang usa ka panadero, primero sa Bais, dayon sa Siaton, ang lugar sa akong asawa nga si Carmen Kinikito.

Sa akong pagpanarbaho hinayhinay sab ko og tigum hangtud nakapalit ko og gamay nga lote ug nakatukod og gamay’ng balay. Nakahunahuna ko nga magkinaugalingon ug negosyo ug busa, nagtinda-tinda ko og pan nga ako ra pud pinalit sa akong gitrabahoan.

Sa hinayhina’y nagka-umento ang akong panenda ug nakahunahuna ako nga magtukod og gamay’ng bakery. Ang problema kulang  ako sa puhunan. Nagpasalamat ako sa akong bayaw nga si Candido Kinikito nga maoy naghatag nako ug kasayuran mahitungod sa Kooperatiba ang DCCCO. Ug dili ko malimot ang una nakong hulam nga kantidad P2,000.00. Dako kayo akong kalipay day daghan naman kong mapalit sa akong kwarta nga nahulam. Ako usab pas-pasan ug bayad kay mo-reloan napud ko dayon. Ang akong mga pangandoy akong nakab-ot ug milambo akong panginabuhi tungod sa DCCCO, ang kooperatiba nga maoy nakahatag dako kaayong kauswagan. Naangkon ug nakab-ot nako ang mga mosunod tungod sa akong pagkasakop sa DCCCO ug nakatabang pa gayod ako sa ubay-ubay nga mga tawo nga akong nahatagan og trabaho: Bakery ug painitan, Furniture Shop, Yuta (balalayan, humayan/maisan), Balay, Sakyanan (personal ug para sa negosyo), Lumber yard, Galingan sa kapw ug humay.

Siyam (9) akong sanga. Ako pud gihatagan ang akong mga trabahante og starting capital sa ilang negosyo ug milambo sab sila kay ako pud silang gi-paapil sa DCCCO.

Daghan kaayong salamat sa DCCCO nga maoy dakong tabang kanako ug sa akong pamilya diin sila usab nihatag sa ilang pagsalig kanako. Hinaut nga ang tanang meyembro molambo ingon man ang DCCCO.